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Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.
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Pros and Cons of a Debt Consolidation Mortgage Refinance
A debt consolidation refinance can help you achieve two objectives simultaneously: obtaining a reduced interest rate on your debts and...

TEAM ANDEE
May 13, 20233 min read
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5 Homebuying Myths and Common Misconceptions
Buying a home is a big decision, and there is a lot of information out there that can make it seem even more daunting. Unfortunately, not...

TEAM ANDEE
May 9, 20232 min read
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7 Tips for First Time Homebuyers
If you're thinking of buying a home, congratulations! However, before you start browsing listings, you need to make sure you're...

Andee Montemorano
Mar 17, 20233 min read
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APM Spotlights Black History Month
At APM, we feel that the best way we can honor the heritage of our APM family members during Black History Month, is by listening and...

TEAM ANDEE
Feb 18, 20236 min read
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Home Renovations with the Best Return on Investment
One of the great things about owning a home is that you can truly make it yours, which is hard to do in a rental. Don’t like the carpet?...

TEAM ANDEE
Feb 13, 20235 min read
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Setting Financial Resolutions for the New Year
January 1 is coming up fast, and you know what that means: It’s time to set new year’s resolutions! For many people, the turning over of...

TEAM ANDEE
Dec 29, 20225 min read
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5 Things Home Buyers Can Be Grateful For in This Market
The housing market isn’t what it was a year ago—and that’s not necessarily a bad thing. Yes, interest rates are higher year over year,...

TEAM ANDEE
Dec 7, 20223 min read
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Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans
Down payments can be one of the most daunting parts of the home-buying process. We all know: It costs a lot to buy a home! Thankfully,...

TEAM ANDEE
Oct 20, 20224 min read
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Mortgage Education: What Is PMI?
It is possible to obtain a conventional mortgage if you have a low down payment, but the trade-off is having to accept private mortgage...

TEAM ANDEE
Oct 12, 20223 min read
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Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans
Down payments can be one of the most daunting parts of the home buying process. We all know, it’s a lot of money! Thankfully, you don’t...

TEAM ANDEE
Oct 12, 20224 min read
39 views
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Purchase a Home with 3% Down
What’s standing between you and your dream of owning a home? If you’re like many would-be homebuyers, the down payment may be seemingly...

TEAM ANDEE
Oct 12, 20223 min read
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How To Estimate Your Closing Costs When Buying A Home
A down payment and monthly mortgage payment aren’t the only costs you’re looking at when buying a new home. Some buyers forget that they...

TEAM ANDEE
Oct 7, 20223 min read
45 views
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A Guide to Seller Concessions
There’s always a lot of back and forth when you buy a home. It’s called the negotiation process, and it’s one of the reasons you need a...

TEAM ANDEE
Sep 7, 20224 min read
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Employment History & Job Changes During the Mortgage Process
Two things can be really exciting and terrifying—buying a home and changing jobs. Combine the two, and you’ve got yourself a recipe for...

TEAM ANDEE
Aug 30, 20224 min read
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