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Are you looking for
SECOND/VACATION HOME
I want to buy a vacation home.
to Your Home Sweet Second Home
Welcome
But first, a few questions to ponder:
Will you rent your second home when it’s not being used?
If you’re planning to rent out your new home on a regular basis, a lender may view this as an investment property rather than a second home. Lending requirements are often different for investment properties, which is why it’s important to discuss your specific goals with your loan advisor.
How far is it from your primary home?
Vacation and second homes have unique lending stipulations, including how far away they can be from your primary residence. With different loan options and requirements for second homes, an APM loan advisor can help guide you to the right loan program for the specific property you’re considering, wherever that may be.
THE LOAN PROCESS
HERE IS AN OUTLINE OF THE TYPICAL HOME BUYING PROCESS WE WILL GUIDE YOU THROUGH:
HOME LOAN PROCESS
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Step 1: Pre-Approval
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Based on your income and credit information, we can give you a written statement stating our preliminary determination that you would qualify for a specified loan amount under our loan guidelines. A pre-approval letter is usually good for 60 to 90 days.
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AMERICAN PACIFIC MORTGAGE
SPECIALTY PRODUCTS
ACHIEVE YOUR HOMEOWNER DREAMS WITH
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Creating Experiences that Matter
Andee Montemorano
American Pacific Mortgage
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Sr. Mortgage Loan Officer
10639 S. MANHATTAN PL LOS ANGELES,
CA 90047
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Calculators
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714.869.8369
855.532.6829
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEB SITE AT WWW.SML.TEXAS.GOV.
Copyright © 2022 American Pacific Mortgage Corporation.