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Are you looking for

SECOND/VACATION HOME

I want to buy a vacation home.

to Your Home Sweet Second Home

Welcome

But first, a few questions to ponder:

Will you rent your second home when it’s not being used?

If you’re planning to rent out your new home on a regular basis, a lender may view this as an investment property rather than a second home. Lending requirements are often different for investment properties, which is why it’s important to discuss your specific goals with your loan advisor.

How far is it from your primary home?

Vacation and second homes have unique lending stipulations, including how far away they can be from your primary residence. With different loan options and requirements for second homes, an APM loan advisor can help guide you to the right loan program for the specific property you’re considering, wherever that may be. 

THE LOAN PROCESS
HERE IS AN OUTLINE OF THE TYPICAL HOME BUYING PROCESS WE WILL GUIDE YOU THROUGH:

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HOME LOAN PROCESS

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Step 1: Pre-Approval

  • Based on your income and credit information, we can give you a written statement stating our preliminary determination that you would qualify for a specified loan amount under our loan guidelines. A pre-approval letter is usually good for 60 to 90 days.

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AMERICAN PACIFIC MORTGAGE
SPECIALTY PRODUCTS

ACHIEVE YOUR HOMEOWNER DREAMS WITH

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We're on Mobile

The APMobile app streamlines the loan application process for you.

Never miss a beat with real-time updates, educational information, and easy communication tools to ensure the application process runs as smoothly as possible.

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